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  • vtobin@mtb.com
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  • 410.963.8541
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Today's Rates

Conforming
30 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.786%  1.000%
 3.750%  3.860%  0.375%
5 Year Adjustable Rate
 Rate  APR  Points
 3.000%  4.076%  0.450%
 3.125%  4.100%  0.200%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.250%  4.078%  0.875%
 3.375%  4.173%  0.500%
VA
VA 30 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.495%  0.875%
 3.375%  3.591%  0.500%
Jumbo
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.610%  1.000%
 3.625%  3.705%  0.625%

Personalize A Quote

Veronica Tobin

Assistant Sales Manager — NMLS # 476426

801-A Barkwood Court
Linthicum, MD 21090
Cell: 410.963.8541
Office: 410.244.4611
Fax: 443.341.4938

Assistant Sales Manager, Veronica Tobin, has invested over 30 years in the banking/mortgage industry helping customers achieve their dream of home ownership.

I've forged lasting relationships and clients for life by helping them purchase a home or refinance one they already have. By understanding what's important to you, I can determine a loan program and action plan that best suits your needs. My experience and "customer first" approach have helped me achieve high customer satisfaction ratings as well as long-term success with my business partners.

Give me a call or get started online. You can check rates, calculate payments and even apply and become pre-approved online anytime, day or night.

Achievements & Awards:

  • M&T President's Club Winner
  • A.A. Business Administration
  • Military Training, Personnel Management

Areas of Expertise:

  • First Time Homebuyer Programs
  • Maryland Mortgage Program
  • City and County Incentives
  • Home Purchase Specialist
  • Mortgage Refinances
  • Investment Properties